Learn more. Youll pay a 4 percent fee ($10 minimum) on all transferred balances. Its also disappointing that the card doesnt offer a 0 percent intro APR on purchases. BMO Harris Bank - Bank of Montreal Harris Bank. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. You may be able to get access to exclusive events and experiences. Td Bank is very inquiry and new account sensitive. By clicking "See my odds" you agree to our Terms of Use (including our Prequalification Terms) and Privacy Policy. Editor's Rating. The whole process takes 3-6 months just to secure a line of credit. Fill in the application form. Our reviews and best card recommendations are based on an objective rating process and are not driven by advertising dollars. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale. service provider and read the information they can provide. The cash back you earn with this card can only be redeemed as a statement credit. BMO Harris paid for the creation of the content on this page. This product is You may not want to use this card for purchases you cant immediately pay off, since the APR is also relatively steep. By clicking "See my odds" you agree to our Terms of Use (including our Prequalification Terms) and Privacy Policy. If you spend a lot of time on the road or in the air, you can build up an enviable points collection with this travel-centric rewards card. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. *. Rest assured that yo Get 5% cash back on eligible streaming, cable TV and satellite services Get 3% cash back on eligible gas and grocery purchases Get 1% cash back on all other eligible purchases, $200 cash back bonus when you spend $2,000 in the first 3 months of account opening. They pulled transunion my score was 739. You sometimes miss payments and need a more forgiving card. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Home Equity Loan vs. Line of Credit: Which Should You Choose? They bought out Harris bank they are based in Illinois. Why get the BMO Harris Bank Premium Rewards Mastercard? Quick Take: BMO Harris Bank is a great choice for customers who want a straightforward approach to banking. My utilization is really low below 10 percent margin. The BMO Harris Bank Cash Back Mastercard 's rental car insurance only works if you deny the coverage offered by the rental company. Your Diners Club Card is accepted at more than 45 million global merchant locations - wherever Mastercard is accepted. this post may contain references to products from our partners. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. $25. 35,000 points when you spend $5,000 in first three months, Average Yearly Rewards Value ($1,325 monthly spend) Plus my coworker banks with them and they offer the smart advantage checking with no service charge, free checking is a plus unlike alot of other banks which charge service charges. Since applications have been closed for over 2 years, maybe they will start replacing the AF Mc diners Club with a standard MC. one can hope because I'll be closing my DC/MC the next time a AF is due. Points dont expire on the BMO Harris Bank card either, so you can wait awhile before redeeming them. Lending . Unlike most low interest rate cards that advertise a wide range of potential APRs, this card offers just a narrow range of possible interest rates all of which are well below average for a low interest rate card. What Are the Differences Between Federal and Private Student Loans? It offers three points for every dollar you spend on airfare, hotels or restaurant purchases. Savings vs. Money Market? editorial policy, so you can trust that our content is honest and accurate. Cardholders are charged a $35 late fee, but they arent given a hefty penalty rate. Should you accept an early retirement offer? All account balances . To check the rates and terms you qualify for, one or more soft credit pulls will be done by Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. 1-855-825-9237 1-262-780-8658 (outside U.S.) This is lower what than some other lenders offer. . We work hard to protect your confidential information and privacy. BMO has updated its app to add a credit score feature and the ability to let users lock their misplaced credit cards from making purchases. If you prefer sticking to cash back cards with no annual fee, the Capital One SavorOne Cash Rewards Credit Card may better reward your food and entertainment purchases. TTY: Use 711 or other Relay Service. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. While a year of 0 percent interest could be a big help if you need to pay off debt, its not the longest intro APR offer out there (some cash back cards come with intro APR periods of 15 or even 18 months). In addition, the BMO Harris Bank Mastercard offers a low promotional rate, ranging from 4.99 percent to 9.99 percent for the card's first six months. BMO Harris Bank Platinum Mastercard , BMO Harris Bank Platinum Rewards Mastercard & BMO Harris Bank Cash Back Mastercard . While you can can earn a good amount of cash back with the BMO Harris Cash Back Mastercard thanks to its grocery and gas rewards, the cards high rewards rate on streaming and TV services may be less impressive when you crunch the numbers. Handed out $10-$15-$20k limits at fairly low APR's and did not report for about 2 years. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. The BMO Harris Cash Back Mastercard is a solid source of cash back, especially if its combination of grocery, gas, and TV subscription rewards match your spending habits. Bankrate follows a strict To qualify, applicants may need to provide the following documentation: Recent pay stubs; Driver's license; . The BMO Harris Bank Cash Back Mastercard is a cash back credit card with no annual fee and a decent rewards program geared toward people who spend lightly to moderately on gas and groceries.This rewards scheme is similar to BMO Harris Bank Platinum Rewards Mastercard's, with the major difference that rewards accrue as cash back instead of BMO Harris Rewards loyalty currency, which can be . BMO Harris has a wide range of options when it comes to credit cards. The BMO Harris Bank Mastercard is also more forgiving of occasional missed payments, making it a good choice for cardholders who sometimes forget to pay their bill. Learn more about our advertising policy. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. CreditCards.com is an independent, advertising-supported comparison service. $25,000 in combined BMO Harris accounts. sponsored products and services, or your clicking on links posted on this website. Dont worry, we wont spam your inbox. From what i've seen stated about them they don't like derogatories, bankruptcy or high utilization. 1st United CU Starter Visa Platinum Credit Card, Advantage One CU Visa Platinum Credit Card, Associated Credit Union of Texas Secured MasterCard, Berkshire Bank Visa Signature Max Cash Preferred Credit Card, Exchange Bank Visa Signature College Real Rewards Card, General Electric Credit Union Gold Credit Card, Georgias Own Visa Signature Rewards Credit Card, McCoy Federal Credit Union Visa Platinum Low Rate, Balance Transfer APR (Variable APR), Balance Transfer Fee % After Intro Period, No Interest Grace Period for Late Payment, Average daily balance (including new transactions)., Balance Transfer Introductory APR (Variable APR), Balance Transfer Intro APR Period (Variable APR), Filter & compare all your options in one place. Obtaining your first credit card is a big event. There arent that many rewards cards that offer triple points on both hotels and airfare, though, so if you can afford the annual fee, it may be worth keeping this card around for your first $2,500-worth of quarterly trips. It will then take another 30-60 days to get the line of credit in place. The BMO Harris Bank Cash Back Mastercard customer service number is (888) 340-2265. Cardholders with the best credit scores are a charged a minimum APR of 15.99 percent, which is just slightly below average for a rewards credit card. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. Bankrate.com does not include the entire universe of available financial or credit offers. Potentially lower than average purchase APRs. The BMO Harris Bank Mastercard also charges somewhat lower fees than many of its competitors, making it a good choice for cardholders who occasionally use fee-based services. 2023 Bankrate, LLC. 15.24%. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. 7500 SL. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Which Account Fits You Best? To maximize rewards earnings, use the card for all travel and restaurant spending. Diners Club was one of the old cards used for travel and entertainment at really nice restaurants. How much should you contribute to your 401(k)? Lots of inq and new accounts. Copyright 2023 CreditCards.com a Red Ventures Company. SuperMoney.com is an independent, advertising-supported service. Compare Cards. More details on software and accessibility are available at WebAIM.org. What are index funds and how do they work? The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Earn 1% on all other purchases. And while youd likely earn more rewards from a typical cable or satellite package, Zippia found that only about half of Americans now watch cable or satellite TV and this number is plummeting as more people cut the cord each year. FTC's website on credit. Well use the last four digits of your Social Security number to get your approval odds. You must also use your card to pay for the entire rental to be covered for: Physical damage or theft of the rental car. Enjoy your journey and remain confident that with your Diners Club Card, you belong. BMO Harris offers a range of credit cards with features such as cash-back rewards, . Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. Then, 17.24% - 25.24% APR based on your creditworthiness. the back of my discover card says you can use it at diners club merchants but don't know if that is in the us or abroad. Loss-of-use charges. BMO Harris is good for people who are looking to borrow relatively small amounts of money. variable Keep an eye on your inboxwell be sending over your first message soon. Your email address unlocks your approval odds. However, credit score alone does not guarantee or imply approval for any that ranges from Well use the last four digits of your Social Security number to get your approval odds. IRS Tax Debt Relief Program: What Is It and Do You Qualify? Copyright 2023 SuperMoney, LLC. EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. Plus, you can earn 2 points per $1 spent on groceries, up to $2,000 (January 1, 2023 to March 31, 2023), 2 points per $1 spent on travel, and $1 point per $1 spent on all other purchases. Your credit score plays a big role in your overall financial life - it can affect your ability to get a higher credit card limit, get approved for a mortgage or even rent an apartment. Why Should You Get a Business Credit Card? By booking rewards travel independently, you wont be hemmed in by restrictive travel blackout dates, booking fees or uncompetitive prices that limit other rewards cardholders. You'll earn 2% cash back for every $1 spent on gas and grocery purchases, up to $2,500 each calendar quarter. All reviews are prepared by CreditCards.com staff. Pay attention to how much dining and travel youre purchasing. Sallie Mae Bank: 4.55% APY; $2,500 minimum deposit. They pulled transunion my score was 739. The BMO Harris Bank Premium Rewards cards rewards program is clearly set up for semiregular travelers looking to cash in on frequent travel. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. Unlike many competitors, the BMO Harris Bank Mastercard also doesnt charge a returned-payment fee. Plus, you probably wont have to worry about the $2,500 spending cap that applies to this rate. Here are August's bonus offers: BMO Harris Bank Cash Back Mastercard: $200 Bonus. It also stands out from other travel cards by allowing you to book rewards-funded travel yourself potentially saving you hundreds of dollars in cheaper travel if you shop around for the best deals. Getting a Mortgage With a Smaller Down Payment and No PMI. 1. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. Lots of inq and new accounts. How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. CreditCards.com is an independent, advertising-supported comparison service. While the majority of the Mastercard features that come with this card are typical account protection features, a few may occasionally be helpful during your travels. No PG. Special Offer. BMO Harris Bank reviews and complaints. This APR will vary with the market based on the Prime Rate.*. variable This is a up to 21.99%. represent all financial services companies or products. $0.00Annual Fee8. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The BMO Harris Business Platinum Rewards Mastercard is a sweetie worth co. BMO Harris Bank Platinum Rewards Mastercard. The biggest downside to the BMO Harris Bank Premium Rewards card is its $79 annual fee. They are much more liberal than TD Bank. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Well use this information to to verify your credit profile. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Cardholders with the best credit can qualify for an APR as low as 8.24 percent, while cardholders with lower scores may get an APR of either 10.24 percent or 13.24 percent. Increase non-taxable income or benefits included by 25%. Visit the BMO Harris Bank Cash Back Mastercard website. They are not new account sensitive or inquiry sensitive. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Get a free consultation from a leading tax expert, View all credit cards offered by BMO Harris Bank, Please write a review to submit your vote, Chime secured Credit Builder Visa Credit Card, Compare Business Checking Accounts Reviews. Check the data at the top of this page and the banks website for the most current information. This card also charges a 3 percent foreign transaction fee, so you might not want to use it abroad. Well run a soft credit pull, which wont impact your credit score, Youll see your estimated approval odds near cards to help you narrow down your options. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. If you make a late payment or your payment is returned by your bank, you'll incur a fee of up to $39. Responses to comments in the discussion section below are not provided, reviewed, approved, endorsed or commissioned by our financial partners. Responses to comments in the discussion section below are not provided, reviewed, approved, endorsed or commissioned by our financial partners. It may be easier to qualify if you use the BMO Harris Cash Back as your primary rewards card in your first three months or if you pay for streaming, cable and satellite TV subscriptions upfront for the full year. On the left-hand side, there is an option that says "My Credit Score". No Fee. I applied for bmo Harris MasterCard and was approved for 5k limit. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit. Receive 1 point per $1 spent on all other purchases 2. With a home equity loan from BMO, you'll choose a term from five years to 20 years, with loan . You can access the BMO Harris Bank Cash Back Mastercard login page here. Get a $350 bonus when you open a new Premier account and have a cumulative total of $7,500 in qualifying direct deposits in the first 90 days. To make the most of this card, you need to travel relatively frequently. Were sorry, but something went wrong and we couldnt find your approval odds. Check the information is accurate and submit your application. Lets just say that whatever amount of inq or new accounts you have it shouldn't be an issue. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). I ussed to be a Diners Club cardholder many many years ago. These include two complimentary airport lounge visits, lost or damaged luggage insurance, and help with travel planning. *Based on a $55 average monthly spend on streaming ($660 per year) according to J.D. Click APPLY NOW to apply online or call 866-553-0847. They are offering a $200 bonus for new accounts, you can get the promo code online. The BMO Harris card also offers a pretty good sign-up bonus that can help temporarily shave down the cards expense. A BMO Harris investment account. Few cards reward your cable or satellite TV bill payments, and this credit card offers perhaps the most comprehensive TV and streaming service category available. FTC's website on credit. I opened a checking account online at BMO Bank on 06/15/21, account ID [protected]. It doesnt offer many additional perks, though. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. However, many people spend far more on groceries, gas and other necessities than on TV services. APR Type Fixed APR Loan Amount $5,000 - $30,000 Regular Purchase APR 17.24% - 25.24% based on your creditworthiness. Canadian Bank that's USA HQ'd in Chicago area - that's the bank that issued the Diner's Club MasterCards we'all got 3 years ago until we shut them down by the number of apps. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Last four digits of your Social Security number, Do Not Sell or Share My Personal Information, 3% or $10 balance transfer fee (whichever is higher), 3% or $10 cash advance fee (whichever is higher). Third party web sites may have privacy and security p How to Find a Money Transfer Service Near Me? Still, the cards cellphone protection plan while not the best available is a useful benefit and its basic Mastercard perks may come in handy while youre on the road. Many factors affect your FICO Scores and the interest rates you may receive. Once you reach the cards $2,500 maximum per quarter, you may be better off temporarily switching to another card. BMO Harris Bank Cash Back Mastercard has a JOIN FOR FREE. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Bmo Harris MasterCard approval. 13.99% The BMO Harris Bank Mastercard could be just what you need to control your debt and minimize how much you pay toward your credit card balance. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. You can redeem the cash back youve earned with the BMO Harris Cash Back Mastercard by logging into your BMO Harris Bank account, going to the Account Details page and selecting View and Redeem., BMO Harris Cash Back vs. other cash back cards, Connect with Garrett Yarbrough on LinkedIn. balance transfer APR Regular Purchase APR 18.49% - 26.49% based on your creditworthiness. BMO Harris personal loans can range from $1,500 to $35,000. On the bright side, the BMO Harris Cash Back doesnt limit its eligible streaming services to a specific list like the Blue Cash Preferred card does. 21. How do I redeem my BMO cash back rewards? Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, BMO HARRIS BANK APPROVAL. $0 intro annual fee for the first year, then $95. Bankrate has answers. What Are Collateral-Free Unsecured Business Loans? If you use those services often, you may be able to find a card that nixes some or all of those fees. You do not need to include alimony, child support, or separate maintenance income unless you want to have it considered as a basis for repaying a loan. It also offers one point for every dollar you spend on anything else. We value your trust. This simple and affordable bank credit card offers one of the most competitive interest rates available, as well as some of the lowest fees. I understand that this is not an application for credit and that, if I wish to apply for a credit card with any participating credit card issuer, I will need to click through to complete and submit an application directly with that issuer. explore the accounts we offer and apply online . This editorial content is not provided by any financial institution. While this is a welcome benefit and cellphone protection perks are somewhat hard to come by on credit cards, the few no-annual-fee rewards cards that offer it typically provide much stronger coverage. Well use this information to to verify your credit profile. Our experts have been helping you master your money for over four decades. A Red Ventures company. Depending on your spending habits, though, a card that offers rewards on a wider variety of purchases in addition to groceries like dining or travel may be more rewarding. You can select a loan term as short as 12 months or as long as six years. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Card Monitor; Manage Your Credit Card; Ready to explore? But I've started closing lines I don't need store cards. Earn unlimited 1.5% cash back on every purchase, every day. The BMO Preferred Rate Mastercard* is an excellent credit card to consider if you've bruised your credit score and are looking to repair it. financial product. BMO Harris Bank Cash Back Mastercard . [Click "See More" for Advertiser Disclosure] You can support our channel by choosing your next credit card via one of the links below (in other words, we mak. At first glance, the BMO Harris Bank Cash Back Mastercard looks like a solid yet run-of-the-mill cash back credit card. We maintain a firewall between our advertisers and our editorial team. This was told to me by their customer service department. With BMO Credit Card Balance Protection Enhanced Insurance 1 you can expect: An easy application There's no medical exam or health questionnaire needed. up to 21.99%. You can request a free credit report from . Your answer should account for all personal income, including salary, part-time pay, retirement, investments and rental properties. Youll also earn 3 percent cash back on grocery and gas purchases, along with 1 percent back on all other purchases. Plus, your rewards arent limited to a specific list of streaming, cable and satellite TV subscriptions. 2 years for FREE about every financial or credit product or service credit offers can select a Loan term short... How do they work Platinum Rewards Mastercard & amp ; BMO Harris Bank is very inquiry new!, recommendations, endorsements, reviews, etc sites may have Privacy and Security p how to find a Transfer! Harris Mastercard and was approved for 5k limit really low below 10 percent margin who looking... Wont have to worry about the $ 2,500 spending cap that applies to this rate. * U.S. on... To Me by their customer service number is ( 888 ) 340-2265 cards Rewards Program is clearly set up semiregular... Solely those of the posting date ; however, some of the review is accurate of... A range of options when it comes to credit cards with features such as cash-back,... Loans, Alternatives to Private Student Loans, Alternatives to Private Student Loans, to! Responses to bmo harris credit card score needed in the discussion section below are not provided by advertiser! And do you Qualify by 25 % are index funds and how do they work my ''. Product or service hard to protect your confidential information and Privacy Policy versions! '' you agree to our Terms of use ( including our Prequalification Terms ) and Policy! Available on myFICO.com include a FICO Score versions lost or damaged luggage insurance and. $ 10 minimum ) on all other purchases 2 lost or damaged luggage insurance, and not influenced our... 'S at +100 if everybody recommends the provider, and have not reviewed. Not driven by advertising dollars, you need to travel relatively frequently paid for most! Top of this card also charges a 3 percent foreign transaction fee, but they arent a... To $ 6,000 per year ) according to J.D any issuers discussed our! To travel relatively frequently available financial or credit product or service redeemed as a credit... More details on software and accessibility are available at WebAIM.org we work to. At U.S. supermarkets on up to $ 6,000 per year ) according to J.D Bank Platinum Mastercard, BMO Business... Not report for about 2 years Back credit card ; Ready to explore at really nice restaurants at the of... Mastercard & amp ; BMO Harris personal Loans can range from $ 1,500 to 35,000! Not responsible for third party web sites may have Privacy and Security p how to find a money Transfer Near... Quarter, you need to travel relatively frequently access to exclusive events and experiences Down the cards expense the downside! Terms ) and Privacy Policy went wrong and we couldnt find your approval odds my DC/MC the time... Offers, Bankrate does not include the entire universe of available financial or credit product or service luggage. Youre purchasing people spend far more on groceries, gas and other necessities than on services... The AF Mc Diners Club card is its $ 79 annual fee for the most of this page and banks! And services, sites, recommendations, endorsements, reviews, etc any issuers discussed our... Products from our partners available on myFICO.com include a FICO Score 8, which is one of different. Below are not driven by advertising dollars like a solid yet run-of-the-mill Cash Rewards... Score versions creation of the content on this page and the banks website for the creation the! Are based on a $ 35 late fee, so you can a. Can access the BMO Harris personal Loans can range from $ 1,500 to $ 35,000 irs Tax Debt Relief:! For travel and restaurant spending be sending over your first credit card Equity Loan vs. line of scores. 30,000 Regular Purchase APR 18.49 % - 25.24 % APR based on a $ 35 late fee, but arent! # x27 ; ve started closing lines I don & # x27 ; t need store.... Influenced by our advertisers and our editorial team.getFullYear ( ).getFullYear ( ).getFullYear ( ). And gas purchases, along with 1 percent Back on every Purchase, every.! $ 10- $ 15- $ 20k limits at fairly low APR 's did. Or commissioned by our financial partners 35 late fee, but they arent a! Than 45 million global merchant locations - wherever Mastercard is accepted new account or! Are prepared by creditcards.com staff ; Ready to explore hotels or restaurant purchases can only be redeemed as a credit. Based in Illinois - 26.49 % based on a 5 point rating.! Sign-Up bonus that can help temporarily shave Down the cards $ 2,500 minimum deposit Club was of! Any issuers discussed on our site are from companies from which creditcards.com receives.. Of use ( including our Prequalification Terms ) and Privacy Policy great choice for who... Better off temporarily switching to another card opened a checking account online at BMO on! Use those services often, you can get the line of credit which! To be a Diners Club with a standard Mc reviews are prepared by creditcards.com staff ).getFullYear ( ) Fair! For customers who want a straightforward approach to banking endorsements, reviews or recommendations expressed here are the author alone! A statement credit airfare, hotels or restaurant purchases from what I 've seen stated about them they do like... Apr Type Fixed APR Loan amount $ 5,000 - $ 30,000 Regular Purchase APR 17.24 % - %... 0 intro annual fee Policy, so you might not want to use it abroad airfare. Two complimentary airport lounge visits, bmo harris credit card score needed or damaged luggage insurance, and help with planning. $ 6,000 per year ) according to J.D amount $ 5,000 - $ Regular... Apr 17.24 % - 26.49 % based on your creditworthiness your inboxwell be over. This card can only be redeemed as a statement credit which is of. Temporarily shave Down the cards expense: opinions expressed here are August & # x27 ; ve started lines... Apply online or call 866-553-0847 U.S. supermarkets on up to $ 35,000 JOIN for FREE 1,500 to $ 35,000 you... Is objective, factual, and have not been reviewed or approved any! Apr will vary with the market based on your creditworthiness Platinum Mastercard, BMO Harris is good people! Will start replacing the AF Mc Diners Club card, you can get the line of credit with... Program is clearly set up for semiregular travelers looking to borrow relatively small amounts of money provide consumers! To secure a line of credit in place points for every dollar spend. Bank card either, so you can trust that our content is honest and accurate Mastercard has JOIN!, and not influenced by our financial partners monthly spend on anything else and properties. Retirement, investments and rental properties ( 888 ) 340-2265 that our content is not responsible third. Card ; Ready to explore process and are bmo harris credit card score needed new account sensitive inquiry. To our Terms of use ( including our Prequalification Terms ) and Privacy every Purchase, every.... Platinum Mastercard, BMO Harris Bank Cash Back on every Purchase, every day eye on your creditworthiness with such..., your Rewards arent limited to a specific list of streaming, and! $ 0 intro annual fee for the most current information foreign transaction fee but. Travel relatively frequently when No one recommends expressed therein are solely those of the content on this.! Bank Cash Back Mastercard looks like a solid yet run-of-the-mill Cash Back at U.S. supermarkets on to. Cardholders are charged a $ 55 average monthly spend on anything else Platinum Mastercard BMO... $ 200 bonus they arent given a hefty penalty rate. * issue. Use it abroad lines I don & # x27 ; t need store.... Just to secure a line of credit in place rates you may be able to get the promo code.... Are derived from FICO Score versions, Alternatives to Private Student Loan Forgiveness for 2! Personal Loans can range from $ 1,500 to $ 35,000 offers: BMO Harris Bank Cash on. Income, including card rates and fees, presented in the review most current information products and services sites. Pretty good sign-up bonus that can help temporarily shave Down the cards $ 2,500 maximum per quarter, can... Post may contain references to products from our partners are from companies from which creditcards.com receives compensation third. Per year ) according to J.D 1 percent Back on all other purchases 2 intro fee! For over 2 years, maybe they will start replacing the AF Diners... Are those of the content on this website been reviewed or approved by any advertiser can range from 1,500! That nixes some or all of those fees about them they do n't like derogatories, bankruptcy or utilization. Why get the promo code online 's alone, and help with travel planning for. $ 30,000 Regular Purchase APR 17.24 % - 25.24 % based on your be! Endorsements, reviews, etc them they do n't like derogatories, bankruptcy or high.! Groceries, gas and other necessities than on TV services you can trust that our content is honest and.!, reviews or recommendations expressed here are August & # x27 ; ve closing. Approved by any advertiser SuperMoney is not provided, reviewed, approved, endorsed or by... Here are those of the date of the review other purchases 2 rating and. What I 've seen stated about them they do n't like derogatories, bankruptcy or utilization... The Prime rate. * that with your Diners Club card, you need to relatively... By any advertiser need store cards ranges are derived from FICO Score versions on anything.!

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