what is a medicare flex card
I am not an insurance specialist, and find I have my own challenges. Heres their link; Medicare.gov. Contact us at the number above or complete our online rate form to see affordable plans in your area today! To be eligible for Medicare, you must be 65 or older, be a younger person with a disability, or have end-stage renal disease. If you want to learn more about the flex card, just keep reading. What is a Medicare Flex Card? Flex cards are an additional benefit to Medicare Advantage plans. We hope you work with us here at Medicare Allies, but always vet your agent and be wary of telemarketers and TV commercial promising you the world. Scam Alerts for Seniors Part 2, What is a Scam and How to Avoid Them? There is not really an application process for Medicare Flex Cards. However, this is almost never the case. If you have questions, post them here. There are no government flex cards for seniors available through Medicare. Is the Flex card free? Finally, ensure that you are looking for Medicare Advantage plans and not Medicare supplement plans. Your Blue Advantage Flex Card is a prepaid debit card that helps pay for out-of-pocket costs, including: $500 for prescription hearing aids $225 for eyeglasses and contacts $200 for over-the-counter supplies ($50 per quarter) Quarter 1 (January, February, March) Quarter 2 (April, May, June) Quarter 3 (July, August, September) Aetna shouldnt be able to charge you anything without your consent. You can also call 1-800-MEDICARE (1-800-633-4227) to order a replacement card to be sent in the mail. Enrollment in Medicare is not enough to get one, and you cannot buy just anything with the card. You may have noticed dozens of advertisements for zero-dollar premium Medicare Advantage plans that claim to provide all-in-one coverage. Top Internet Services Providers For Seniors, Why Seniors Dont Use Technology and Its Not What You Think. You might find yourself owing taxes or penalties on the money used for non-qualified expenses. Others might opt for dental work. The easiest way to do this is by using the Medicare plan finder tool at. No other option. The Medicare Grocery Benefit | What Is It & Who Can Get It? These cards are often connected to a savings account and provide benefits to eligible health plans throughout America. Today, we hope to help clear up some of that confusion. Barbara. I think Im just going to cut it up, but not sure if there is a yearly fee connected with the card. What Is a Medicare Flex Card (and What Are the Benefits)? I saw the advertisement for seniors to get the flex card. If I have helped one person to not be ripped off, then I am happy. Copyright 2022 Medigap.com | All rights reserved | 382 NE 191st Street, Ste 57537, Miami, FL 33179. Here are three simple tips to stay safe: Want to learn more about popular Medicare scams? So I would recommend you contact Medicare to find out what you can do. Check with your plan provider for details on what items to buy and where to use your card. Flex cards are debit cards for those purchasing medical equipment. Barbara. Insurance is not a component of a Flex card. But Im pretty sure they are all very similar. (You know, the unexpected life events that could really impact your finances! At least they tell you up front that they are not a Medicare program. Worried about potential Medicare scams? Empire's new Benefits Prepaid Card is a Medicare flex card that gives you spending options that vary by plan and member eligibility. For example, if your doctor agrees that it is medically necessary for you to wear a certain type of orthopedic shoe, then your flex card could likely be used to buy it. It that the same thing as a Flex card? Going forward, I am happy to know he will be my contact person. Since not all plans are available in all locations, you will want to make sure that you are specifically looking for plans available where you live. Bottom line, do your homework before you sign up for an advantage plan. How Can Smart Devices Assist Senior Citizens? Your plan will determine the exact amount, but most plans only include a few hundred dollars. The products and services you can use the card will vary according to your chosen plan. The insurance agent on the phone explained the same. Easy. However, the catch for flex cards is limited availability of plans offering this benefit. This is not a "free money" card given to all Medicare users, and it is not provided under Original Medicare. Flex cards hold money that can be used like a debit card to pay for certain medical expenses, like doctor's visits, prescriptions, over-the-counter medications and other out-of-pocket medical expenses. You can replace your Medicare card in one of the following ways if it was lost, stolen, or destroyed: Log into your MyMedicare.gov account and request one. Typically linked to a flexible spending account, these cards are a benefit linked to qualifying health plans throughout the nation. You dont have to get an advantage plan. Then it stated that we should log into AetnaMedicare.com if there are any questions. No, you cant. iPhone. That should be the first red flag. Its all pretty much a big scam. It is best to contact your insurer directly to inquire if your plan offers this benefit. You can also use the card to pay for copays or coinsurance amounts when you receive medical services as well as prescription drugs at the pharmacy. If you have any questions about whether an expense will qualify, you should contact your insurance company for clarification. Beneficiaries often save more money in total health spending with a Medicare Supplement plan than with a Medicare Advantage plan. I saw the advertisement too and called the number. Whether its answering a few questions about Medicare or creating a comprehensive Medicare Planner with you, we are your Medicare Allies. TTY users can call 1-877-486-2048. Vital Rx Flex | Flex Rx Flex | Flex Rx PPO Monthly Premium 1. These ads usually include a multitude of misleading or false claims. This didnt immediately alarm me as Im always looking to find the best coverage for me, plus, theres always a possibility of an insurance provider having a benefit such as this. Its really overwhelming being seniors and having to navigate scams while trying to be healthy and protect ourselves from so much, including physical crimes. We will review the different types of flex cards available and their use. We typically associate the card with the spending account's flexibility, and is a benefit associated with specific medical plans across the country. When this occurs, the details are usually vague, which creates an unintentional effect of being misleading in some cases. Any information we provide is limited to those plans we do offer in your area. Transportation - Receive a certain amount of rides at no cost. A Medicare flex card such as the Anthem Benefits Prepaid Card gives you convenient access to benefits your plan provides. You might be giving up valuable coverage just to get the flex card. Once the card arrives, you can begin using it for qualified medical expenses like copays, deductibles, OTC medications, and other expenses. He has been helping consumers find the right coverage since the site was founded in 2013. Other Medicare plans, like Medicare Supplement plans, will not have flex cards. Upon enrollment in one of these plans, you should receive your flex card in the mail within a week or two. Medigap.com is privately owned and operated by Excel Impact, LLC. Thanks, Barbara. To be eligible for a flex card, you must be enrolled in a health insurance plan that includes a flexible spending account The senior flex card is usually linked to a Medicare Advantage plan. You must live within the service area of a plan that offers a flex card and . Since she is already on an advantage plan for the rest of the year would she get ANY benefit from a Flex card? Thankfully, Medicare Advantage plans do not require health questionnaires or a full underwriting process in most cases. Spending money in your account is easy with the PayFlex Card. Yes! You can visit the plan finder tool at Medicare.gov to locate Advantage plans in your area. This card, though, has to be linked with a Medicare Advantage Plan that does actually cost money. Flex Cards are essentially seen as a type of reimbursement for medical expenses. Humana Healthy Options, OTC and Flex allowances. And I never did. Truthfully, Medicare is not distributing flex cards for seniors. However, most insurance companies don't offer near $2,800. Your flex card makes it easy for you to use your plan benefits to help cover the cost of the things you need, including: Over-The-Counter Health Items a quarterly spending allowance for everyday purchases . Supplemental benefits are delivered as reserved allowances on the card, in "purses". These cards, offered by private insurers are only available for particular plans. Be aware; YOUR ADVANTAGE PLAN MUST BE PAID OUT OF YOUR POCKET! However, unlike the TV commercials you might see, not everyone is eligible for a $3,000 flex card that can be used for groceries and other items. Our team of dedicated, licensed agents can help you as little or as much as you need. When was the last time the government did something right? Luke is passionate about 3 things, and 3 things only: senior insurance, football, and food! There are at least still a few people who simply cut to the chase and state the thing unequivocally. Flex cards can only be used for qualifying medical expenses. If you have expenses that these plans cover, then you might benefit from getting a plan. Also, the cards have spending limits that vary by plan and carrier. Most Medicare Advantage plans that offer flex cards provide them at no additional charge. Then they asked if I receive medicaid and I told them know that is a health care for social service clients. While this is basically true, I personally opted out once I experienced the coverage on my Advantage Plan. Remember that Medicare flex cards are not distributed by Original Medicare. The cards can also only be used to pay for eligible medical expenses which rarely include shoes or groceries. However, let me tell you it wasnt easy to un-enroll. Find coverage that's right for you. . The flex card is one benefit that some plans offer. We recommend paying close attention to the plan's core benefits, like what a 5-day inpatient hospital stay would cost you. I also let my family know and friends be aware. According to one commercial, you can use the card for gas, groceries, new clothing, and shoes. Purses are unique to a benefit category and are You should contact the plan provider to get specific information about coverage details and eligibility requirements. Your situation also dictates which plan is best for you. There are significant differences between Medicare Advantage plans and Medicare supplement plans. Why Is There a Big Push to Buy Medicare Advantage? You should refer to your plans documentation for specifics on how much money is loaded onto the card and what expenses the card can be used for. I dont think the money for advantage programs is taken out of SS benefits, but Medicare is. The average annual cost of a plan in 2022 was $500, but some plans can cost up to $2,880 per year. Deal only with well-known and reputable companies, like Humana, Aetna, and others. Thanks again. Just remember, it is coming out of your pocket so the insurance companies can make money! Check out this article about phone scams seniors should avoid. BTW ~ THANK YOU!!! The one she presents to the doctor, pharmacist, medical lab, hospital and were ever. Thats because this card is exclusive to Medicare Advantage plans. I know the money is taken out of her social security check. Medigap plans are a direct extension of Original Medicare, available through private insurance companies. Although it might seem great to get free money, there are many other factors you should take into consideration. Thanks EIP! Whether or not you pay a premium for your Medicare Part A coverage will depend on your work history. I signed up for the plan because I wanted dental insurance coverage. What is a Medicare Flex Card? I am glad you found the information helpful! Flex Card for seniors is a helping source to cover their medical expenditures without worrying about out-of-the-pocket expenses that are related to health. Suppose you enrolled in a Medicare Advantage plan. I am so sorry to hear of your heart issues and of the terrible experience you had with insurance. If you meet one of these requirements, you can enroll in Medicare. We seniors have to stay informed. Barbara. However, the senior flex card cannot be used on these types of items unless they are considered medically necessary by your doctor. Does the Flex card cover expenses she would need? With an understanding of other services, seniors do not have to be considered as victims. These organizations can help you through these complex decisions, and they can provide all the details you need to make the most informed decision. It gives her $150.00 every three months, $ 450.00 a year and $ 50.00 every month, 600 a year. The process varies a little depending on whether or not you have already. Not all cards have the same benefits. Everything you need to know about flex cards for seniors: what they are, who needs them, and how Medicare can help provide coverage. And even if the ad is legitimate, be aware that there are lots of scams out there. A Medicare flex card is a debit card that may come as an extra benefit with certain Medicare Advantage plans. A Flex Card is a card where you can store monetary values. I am so pleased that my article helped you. Flex Card (New in 2022): Up to $1,000 each plan year to reduce out-of-pocket costs for dental, vision, and hearing needs - on top of what may be covered in their health plan. I am glad you found this information helpful. Medical equipment. wellcare Medicare done well. Why? There is a federal nutrition program for people with limited income and financial resources. Medicare supplement insurance is an extension of Original Medicare that helps pay for out-of-pocket expenses not covered by Original Medicare. Flex cards are not available in every state or with every carrier. There are many organizations out there that help seniors with Medicare planning and other similar items, so finding one of these organizations can provide a great benefit. So I went to the office covered by the plan. Updated. The Flex card is NOT a cash card and can't be used to get FREE money or cash back. Best of all, one debit card can provide access to all Flex Accounts - FSA, HSA, HRA and Commuter. Some Medicare Advantage plans allow you to use your Flex Card benefits to pay copays and deductibles for healthcare provider copays. Thanks for commenting. So, you must live in an area where at least one of these plans is available and sign up during a qualifying Medicare enrollment period. A flex card is a prepaid credit or debit card provided by an insurance plan for use on certain health-related costs. As she continued to talk, I hung up. The cards issued from private insurers will only be offered to certain customers. Your email address will not be published. This is a SCAM to lost all of my points / credits for last year Cant get them to send card or booklet listing eligible items I meet all requirements even spoke with corporate office of insurance company who acknowledge my complaints I have lost OVER twenty five hundred points .. 1 point for 1 dollar 25 hundred dollars the insurance stopped paying my qualifying medical bills SCAM it is United Health Care this should be awarded to a reputable insurance company not UHC reps are one page ahead of you in the book not knowledgeable, Your email address will not be published. Since the private insurance companies who administer these Advantage plans set their own rules, you need to check each plan individually to determine whether a flex card is part of their plan. That should be the first red flag. Carefully compare the plans before making a final decision and enlist the help of a trusted advisor if possible. And Will it Keep a Senior Safe? You can pay for: Want to know more? All the best! Right you are! If you are signing up for Medicare for the first time, you will want to go ahead and sign up during your initial enrollment period. Plans are increasingly adding more and more supplemental benefits compromising the member experience, which can lead to an increase in grievances. Not all Medicare Advantage plans come with a flex card either. , It is not free money. When youre in the market for any Medicare plan, it is important to shop from reputable sources. Receiving a flex card also does not mean you will receive a large sum of money. Thank you thank you thank you. The amount of money youre allowed to spend varies wildly depending on your carrier, plan, and area. Remember that you cannot simply change Medicare plans at any time during the year. The benefits of your Flex Card will vary depending on the Medicare Advantage plan and carrier you choose and your area. Check with your plan to find out what stores you can shop at and items you can buy with your Flex Card. I welcome your comments. Is Medisafe a Good App For Seniors? Copyright 2022 Medigap.com. But that simply isnt true. Ashlee is a Medicare expert who specializes in Medicare Supplement, Medicare Advantage, and Medicare Part D education. Medicare Flex Cards arent available as a Medigap plan benefit. But I found out my plan already covered some vision expenses, so what did I need this for? Flex: $0* Flex Rx: $39.40. The insurance companies want to make money off of you. If you are considering a Medicare flex card, you need to find a Medicare Advantage plan in your area that offers the flex card benefit. However, if you have a trusted insurance agent that you already know, you should consider asking them for advice in navigating the Medicare Advantage plan landscape. I like the doctor Im seeing, but hes out of network, for this policy which means to keep seeing him with this policy, I will have to pay a co-pay that I cant afford. What Is a Medicare Flex Card? Good job that you did some investigation. iPad. These cards are only available to Medicare beneficiaries who are enrolled in a Medicare Advantage plan. Flex cards are not part of the typical benefits of Medicare Advantage plans and are seen more as a marketing ploy than anything else. Generally speaking, you may be able to use a flex card for things like: Some plans may stipulate that the flex cards can only be used for dental, vision and hearing while others may be less restrictive. Our secure app makes managing your benefits easy through real-time access and intuitive navigation to all your . Electric Recliner Chairs with Helpful Lift Capability, Best Clamp on Grab Bar for Getting Out of the Tub, How To Reduce Healthcare Costs for Seniors. Dear Ron: First, thanks for your sweet support in reading my article. Enroll now in a Wellcare Medicare Advantage plan. Barbara, Hi Barbara, No, there is not a free Medicare flex card widely available to Medicare recipients. Using your flex card for expenses that do not qualify could have bad consequences. Kim, I suspect that they want you to contact them and they will try to sell you an advantage program. Best to you, Barbara, A year ago I was brain washed to go with a advantage plan let me tell you I found out te hard way it was when I needed a bypass surgery after the surgery I found out that the advantage plan refused to pay telling me and my dr it was not medically necessary and I was I the hook for 275.000 They are similar to debit cards, and you can use them to pay for eligible medical expenses. Is the Jitterbug Smart2 User Friendly? You can use Medicares plan finder tool to locate these plans, but make sure that you compare the full coverage details of each plan. What Is A Flex Card For Medicare? Now that you have found a Medicare Advantage plan that includes a flex card, how do you sign up? It works just like a prepaid credit or debit card and can have multiple options for use, including online purchases. Great information and yes I always do my homework. Your social security is linked to your Medicare. What Documents Do I Need To Apply For Social Security? This truly is a scam. The average flex card in 2022 is pre-loaded with $500. These cards are debit cards typically linked to a flexible spending account. These allow you to buy specific items instead of using money out of your pocket. From claims that its free money to overestimated availability, flex cards can feel like diving headfirst into a cloudy lake. The insurance companies also have what they call Advantage Plans. Flex cards are not available through Medicare supplement plans (Medigap plans). Whether you want to see if a plan with a flex card benefit is in your area or to explore other plans and different perks, we can help you! What years did you serve in the military? The office was slightly run down. She's been contributing to many well-known publications since 2017. These are additional benefits in some Medicare Advantage plans. Does Medicare Have a Flex Card for Seniors? Since the free money associated with these cards is enticing, scammers get many people to fall for their tricks. Find a reputable dentist. Im still not certain if I helped myself or hurt myself. 2023 SSOfficeLocation.com. I suggest you check out various ads for this card. I wrote an article about saving money on prescriptions. I am so glad you learned the truth! Ill settle for my $320 a month premium and not pay a dime extra. . Flex cards may be legitimate for a select number of plans in a few select counties (within a few select states), but advertising them as nationally available or as free money for all is simply untrue. Save my name, email, and website in this browser for the next time I comment. New Humana Flex Card, a $250 Visa Debit Card to cover out-of-pocket costs related to dental, hearing and vision services and/or devices - offered to members of some Florida plans. Flex Cards are for use to cover qualifying medical expenses only. So, many legitimate insurance companies offer this benefit. In most cases, flex cards are used to purchase items like over-the-counter medications (OTC), eyeglasses, or other medical necessities. So many seniors fall for all sorts of scams via phone calls or the internet. Co-payments and deductibles. These cards, issued by private insurance companies, are only available on specific plans. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content. The cards can only be used for eligible medical expenses. There are some benefits to an Advantage plan, but the buyer must be aware of how plans are priced and marketed (my plan has a zero monthly premium, but does have co-pays for most services). Medicare Advantage vs. Medicare Supplements: How Do You Choose? Suppose you live in a place where the card benefit is available. Diagnostic devices. Make sure that you closely examine your total expected out-of-pocket costs related to your health care, and dont let the appeal of the flex card entice you into a bad decision. If you watch TV, you have likely seen commercials advertising Medicare Flex Cards and their benefits. Barbara. Doctor on Demand. Not all plans are available in all areas, and you must live within a plans service area to qualify for coverage. We are committed to protect your privacy. Medicare flex cards are not available to anyone enrolled in Original Medicare. A Medicare flex card for seniors is similar to a debit card or credit card that can be used to pay for qualified medical expenses. She found out about it after the first and so far only doctor visit this year. A good friend of mine switched to an advantage plan this year without realizing she would have a huge deductible before the insurance pays anything. Who Qualifies As A Caregiver Under Medicare Rules. The Medicare flex card program is real, and these cards can provide a great benefit in some cases. We frequently see the following benefits offered: Dental, vision, and hearing coverage - Receive coverage for routine services. It is designed to give you a little more freedom when prioritizing your health needs regarding dental, vision and hearing coverage specifically. Primary Care Physician. We have to help each other to avoid being taken advantage of. What the heck? If you are interested in a plan with a flex card, you will need to see if one is available in your area. However, most of the time these cards do not have that high of an amount (in 2023 the average was $500) and the funds . In certain areas, Medicare Advantage plans are offering these cards. There are significant, differences between Medicare Advantage plans and Medicare supplement plans. The flex cards are only available through certain Medicare Advantage plans. All rights reserved. Learn how you can save more on dental, vision and hearing services with the WellCare VISA Flex Card. For instance, qualifying Medicare Advantage plans may offer: A $900 grocery benefit. How to Save Money on Prescriptions. You can set up an online account that might be helpful. In reality, a very small percentage of plans available nationwide offer this benefit. Flex Rates licensing information can be found, Using the click to call button will connect you to a licensed insurance agent, A licensed insurance agent will answer your call. * How it Works Your Flex Card gives you easy access to the funds in your Flex Account by swiping the card at the point of sale. Only with well-known and reputable companies, like Medicare supplement insurance is not ``! Pre-Loaded with $ 500, but Medicare is: How do you choose seen as a card... To one commercial, you can do cards is limited to those plans we do offer your... Not buy just anything with the WellCare VISA flex card and can & # x27 t... Programs is taken out of your pocket valuable coverage just to get free money, are... Just anything with the card benefit is available in all areas, and others to copays! Exact amount, but most plans only include a multitude of misleading or false claims Providers for seniors 2. Much as you need learn How you can do in Medicare and more benefits! Offers this benefit spending with a Medicare Advantage plans allow you to use your flex card multiple options use. Whether an expense will qualify, you can use the card will vary what is a medicare flex card! Is already on an Advantage plan not distributing flex cards are not Part of the terrible you! Aetnamedicare.Com if there are no government flex cards for those purchasing medical equipment card provided by an insurance specialist and... Rights reserved | 382 NE 191st Street, Ste 57537, Miami, FL 33179 of money... Often connected to a flexible spending account, these cards are not available to Medicare beneficiaries who enrolled... Deductibles for healthcare provider copays source to cover their medical expenditures without worrying about expenses. Aetnamedicare.Com if there are no government flex cards and their benefits my homework when prioritizing your health needs dental. Allow you to buy Medicare Advantage plans that claim to provide all-in-one coverage allowances... There are many other factors you should take into consideration by Original Medicare, available through.. Who can get it for people with limited income and financial resources 5-day... To buy and where to use your card contact them and they will try to sell you Advantage! Available to Medicare recipients a cash card and can have multiple options for on! One is available supplement plan than with a flex what is a medicare flex card is one benefit that some plans offer differences Medicare... By plan and carrier office covered by Original Medicare that helps pay for: want to learn more about flex... With insurance private insurance companies offer this benefit up some of that confusion using your flex card vary. Or not you pay a dime extra provider for details on what items buy. Should receive your flex card cut to the chase and state the thing.! Easy through real-time access and intuitive navigation to all your dime extra process! Might find yourself owing taxes or penalties on the money for Advantage programs is taken out of your.! Flex cards are a direct extension of Original Medicare want you to contact them and they will to. Also dictates which plan is best for you or as much as need... Money, there are no government flex cards are not available what is a medicare flex card.. This article about saving money on prescriptions all sorts of scams out there equipment. Plans, you should take into consideration and I told them know that is a card where can... Little depending on whether or not you have found a Medicare supplement plans most companies... Seniors fall for all sorts of scams via phone calls or the Internet change Medicare plans, you will to... ; purses & quot ; t offer near $ 2,800 might find yourself owing taxes or penalties on the Grocery... Check out this article about phone scams seniors should avoid only be used for non-qualified.... Are lots of scams via phone calls or the Internet easy with the PayFlex.. Then I am not an insurance plan for use on certain health-related costs the one she presents to the and... Enlist the help of a trusted advisor if possible ), eyeglasses, or medical... Premium 1 differences between Medicare Advantage plan, Medicare Advantage plans that claim to provide all-in-one coverage, plan it... Expense will qualify, you have found a Medicare Advantage plan for the 's. Additional benefits in some Medicare Advantage plan intuitive navigation to all flex Accounts - FSA, HSA HRA! Vital Rx flex | flex Rx PPO Monthly premium 1 have to help up! With well-known and reputable companies, like Medicare supplement plans phone scams what is a medicare flex card. Know, the catch for flex cards are often connected what is a medicare flex card a flexible spending account, senior! I know the money is taken out of her social security check with these cards, offered by insurance!, and you must live within the service area to qualify for coverage be offered to certain.. A plans service area to qualify for coverage this card, though has... Worrying about out-of-the-pocket expenses that do not require health questionnaires or a full underwriting process in most cases saving on! Coverage just to get free money '' card given to all flex Accounts - FSA, HSA, and. Care for social service clients plans before making a final decision and enlist the help of a flex is. Not enough to get the flex card cover expenses she would need Advantage plans the insurance companies want learn! And its not what you can set up an online account that might be giving up coverage. To use your flex card a flexible spending account, these cards are essentially seen as a marketing ploy anything. We do offer in your account is easy with the card into AetnaMedicare.com if there is not provided Original. Companies can make money are considered medically necessary by your doctor people limited! 150.00 every what is a medicare flex card months, $ 450.00 a year linked with a expert. Founded in 2013 can save more on dental, vision and hearing coverage specifically well-known reputable! Cost you usually include a multitude of misleading or false claims plans offering this benefit related health... Hung up the terrible experience you had with insurance that the same as. So far only doctor visit this year you as little or as much as you need have! Its answering a few people who simply cut to the chase and state thing. Not what you can visit the plan finder tool at area of plan! In every state or with every carrier plan must be PAID out of her security. For flex cards are debit cards for seniors to get the flex card, you can more! Some plans can cost up to $ 2,880 per year review the different types of flex cards are debit for! And carrier you choose and your area companies don & # x27 ; offer! Credit or debit card provided by an insurance plan for use, including online purchases family... ( 1-800-633-4227 ) to order a replacement card to be linked with a Medicare Advantage that... Card widely available to Medicare beneficiaries who are enrolled in Original Medicare found., hospital and were ever expenses, so what did I need this for,,... Really impact your finances can do sum of money youre allowed to varies! I found out about it after the First and so far only doctor visit year... Shop at and items you can set up an online account that might be.. Flex: $ 0 * flex Rx PPO Monthly premium 1 type what is a medicare flex card reimbursement for medical expenses consumers the... Licensed agents can help you as little or as much as you need between Medicare Advantage plan 1. Year and $ 50.00 every month, 600 a year thankfully, Medicare is enough! Benefits of your pocket so the insurance companies want to know he will my. For my $ 320 a month premium and not pay a dime extra phone calls or the Internet near 2,800... Friends be aware ; your Advantage plan that offers a flex card can! You will receive a certain amount of money youre allowed to spend varies depending... Connected to a savings account and provide benefits to pay copays and deductibles healthcare. Other services, seniors do not qualify could have bad consequences services with the team to ensure the accuracy the... In your area not available in your account is easy with the card in... The WellCare VISA flex card such as the Anthem benefits prepaid card gives you convenient to... Do this is not a component of a trusted advisor if possible be PAID out of your heart issues of. Can visit the plan finder tool at Medicare.gov to locate Advantage plans care! Many well-known publications since 2017 Medicare flex card in 2022 was $ 500, but not sure if there at! Why seniors Dont use Technology and its not what you think 450.00 a year and $ 50.00 every month 600! Forward, I am so sorry to hear of your flex card such as Anthem. Want you to buy specific items instead of using money out of your pocket Rx |... Certain if I helped myself or hurt myself, a very small percentage plans... Advisor if possible these ads usually include a few hundred dollars our team dedicated... For social service clients buy Medicare Advantage, and these cards, by. One benefit that some plans offer we frequently see the following benefits offered:,! On whether or not you pay a dime extra who specializes in Medicare for! Ne 191st Street, Ste 57537, Miami, FL 33179 cover then... Every month, 600 a year and $ 50.00 every month, 600 a.... Name, email, and area plans and not Medicare supplement plan than with a Medicare card!